Shop now and pay later with easy, affordable financing. Choose Bread Pay™ at checkout and see if you prequalify in seconds. You can pay over time for things you love! Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company. We offer easy, affordable financing options powered by Bread Pay™. Paying over time is simple: • Affordable monthly plans: Pay for your order at competitive interest rates. • No prepayment penalties: Pay for your purchase with monthly payments and prepay at any time without penalty. • Quick and easy application: Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.